by Brian | May 16, 2024 | Abundant Life, Financial Intelligence, Top o' the Mornin' to Ya'!, Video
Top o’ the Mornin’ to Ya!Baby Step 7 is the most exciting step of all – building wealth and giving generously! Remember the joy of giving gifts as a child, and how it quickly eclipsed the desire to receive? There’s something powerful that...
by Brian | May 15, 2024 | Abundant Life, Financial Intelligence, Top o' the Mornin' to Ya'!, Video
Top o’ the Mornin’ to Ya!Baby Step 6 — paying off your home mortgage early. But before you get here, you need to make sure you’re taking care of Baby Steps 4 and 5 – investing 15% of your income into retirement and saving for your...
by Brian | May 14, 2024 | Bible Study, God, Top o' the Mornin' to Ya'!, Video
Top o’ the Mornin’ to Ya!Today we’re taking a break from the Financial Peace Baby Steps series to dive into our Tuesday Men’s Bible Study. If you’re in the Hermantown area, come join us at Valentini’s at 6:30 AM each week on...
by Brian | May 13, 2024 | Abundant Life, Financial Intelligence, Top o' the Mornin' to Ya'!, Video
Top o’ the Mornin’ to Ya!Baby Step Five is saving for your kids’ college education. This comes after you’ve built up your 3-6 month emergency fund in Baby Step 3 and started investing 15% of your income for retirement in Baby Step 4. As a...
by Brian | May 10, 2024 | Abundant Life, Financial Intelligence, Top o' the Mornin' to Ya'!, Video
Top o’ the Mornin’ to Ya! When’s the best time to start investing for retirement? As the saying goes, 10 years ago – but the next best time is today! Baby Step Four is investing 15% of your income into retirement accounts.I didn’t start...
by Brian | May 9, 2024 | Abundant Life, Financial Intelligence, Top o' the Mornin' to Ya'!, Video
Top o’ the Mornin’ to Ya!Baby Step Three is my second favorite step (behind only Step Seven) because it’s such a game-changer. This is where you save up three to six months of expenses in your full emergency fund. Having this safety net in place...
by Brian | May 8, 2024 | Abundant Life, Financial Intelligence, Top o' the Mornin' to Ya'!, Video
Top o’ the Mornin’ to Ya!Baby Step Two is all about getting out of debt using the debt snowball method. This powerful technique helps you eliminate debt by focusing on behavior change rather than just math.Here’s how it works:1. List out all your...
by Brian | May 7, 2024 | Abundant Life, Financial Intelligence, Top o' the Mornin' to Ya'!, Video
Top o’ the Mornin’ to Ya!Imagine having $1,000 set aside in a savings account, earmarked just for emergencies. That’s Baby Step One on the path to financial peace – establishing a starter emergency fund. It may not solve every problem, but it...
by Brian | May 6, 2024 | Abundant Life, Financial Intelligence, Top o' the Mornin' to Ya'!, Video
Top o’ the Mornin’ to Ya!I’m excited to kick off a series discussing Dave Ramsey’s seven Baby Steps for Financial Success. Over the next seven days or so, we’ll dive into each step in more detail.The good news is that financial freedom...
by Brian | May 1, 2024 | Abundant Life, Top o' the Mornin' to Ya'!, Video
Top o’ the Mornin’ to Ya! Today, I want to talk about “mygreements.” This concept came up during a recent CORE Life retreat with the Black Belt World Class Speakers Academy, where we discussed the importance of making and meeting agreements.An...